Long & Foster Real Estate
7700 Old Georgetown Rd Ste 120 Bethesda, MD 20814
Our team of local financing experts are ready to guide you through the home buying process. We're committed to fast, professional, courteous, and personal service to help you understand and feel at ease throughout the entire process. Our trained and certified loan originators specialize in financing homes in the Washington metropolitan area real estate market. We're prepared to find the right loan program for you with competitive rates and low down payments.
Just tell us a little bit about yourself so that we know how to best serve you.
Here are a few of the most common questions we get asked from our buyers. Have a question you don't see the answer to? Give us a call today at 301-710-9920.
Pre-qualification does not guarantee pre-approval. When you get pre-qualified, you get an estimate on the loan amount you're likely to receive. Pre-approval requires an application and review of your financial history.
Once you’re clear on what kind of home you’re looking for, the next step is to GET PREPARED and that means getting pre-approved with a pre-approval letter in hand. A pre-approval letter from a lender is the only way to know your true price range and how much money you can borrow for your loan. It also shows sellers that you are qualified and serious and that you’re coming to the table prepared and ready to go.
A Fannie Mae survey recently revealed some of the most highly-rated benefits of homeownership, which continue to be key drivers in today’s power-packed housing market. Here are the TOP four financial benefits of owning a home according to consumer respondents:
Additional financial advantages of homeownership included in the survey are having the best overall tax situation and being able to live within your budget. Bottom line? The idea of homeownership as a direct way to build your net worth has met the test of time.
Raising your credit score doesn't happen instantly. However, here are a few actions you can take that will raise your credit score over time:
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